BlockRiver | Disclaimer & Important Information

Professional Clients Only

BlockRiver AG provides services exclusively to corporate entities and institutional investors. Our services are NOT available to:

Retail clients
Individual persons (regardless of net worth)
Residents of restricted jurisdictions

Minimum engagement: All services require a minimum transaction size of CHF/USD/EUR 25,000 or equivalent.

All prospective clients must complete our corporate client onboarding process and provide satisfactory evidence of:

Corporate legal status and registration
Authority of representatives
Source of funds and business purpose
Compliance with applicable regulations in their jurisdiction

Regulatory Status

BlockRiver AG Registered in Switzerland CHE-320.754.925, Asetstrasse 37 6438 Ibach Switzerland

VQF Membership: BlockRiver AG is a member of VQF (Verein zur Qualitätssicherung von Finanzdienstleistungen), a Self-Regulatory Organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA) under the Anti-Money Laundering Act (AMLA).

Important Regulatory Disclosures:

BlockRiver AG is NOT a bank and is NOT supervised by FINMA as a bank, securities dealer, or financial institution
BlockRiver AG does NOT hold a MiCA authorization and does not provide services to clients in the European Economic Area except on a reverse solicitation basis
BlockRiver AG is NOT authorized by the UK Financial Conduct Authority (FCA)
BlockRiver AG does NOT hold any US federal or state licenses

No Solicitation - Reverse Solicitation Only

This website does not constitute marketing, promotion, or solicitation of services in any jurisdiction.

BlockRiver AG provides services solely at the exclusive initiative of corporate clients who contact us directly. By accessing this website and any services, you confirm that:

You are accessing this website entirely at your own initiative
You have NOT been solicited, marketed to, or induced by BlockRiver AG or any of its representatives
No advertising, promotion, or marketing materials from BlockRiver AG influenced your decision to access this website
You independently sought out BlockRiver AG's services

BlockRiver AG does not:

Conduct marketing or advertising activities targeting any specific jurisdiction
Solicit clients in jurisdictions where we are not authorized
Make unsolicited contact with prospective clients
Use targeted online advertising, SEO, or similar techniques to attract clients from specific jurisdictions
Participate in conferences, events, or activities for the purpose of client solicitation

Geographic Restrictions

BlockRiver AG does NOT provide services to persons or entities located in, incorporated in, or subject to the jurisdiction of:

• United States of America (including all states, territories, and possessions)

• United Kingdom (for retail clients; corporate entities may be considered on a case-by-case basis)

• Sanctioned Jurisdictions: Any jurisdiction subject to comprehensive sanctions by Switzerland, the European Union, the United Nations, or the United States, including but not limited to: North Korea, Iran, Syria, Cuba, Crimea, Donetsk, Luhansk, and any other sanctioned territories

• High-Risk Jurisdictions: Jurisdictions identified by FATF as high-risk or under increased monitoring

• Any jurisdiction where provision of our services would violate local law or require authorization that BlockRiver AG does not hold

Client Responsibility: It is the sole responsibility of prospective clients to ensure that their engagement with BlockRiver AG complies with all applicable laws and regulations in their jurisdiction of incorporation, residence, and operation.

BlockRiver AG reserves the right to refuse service to any person or entity based on jurisdiction, regulatory status, risk assessment, or any other factor at its sole discretion.

Services Offered

BlockRiver AG provides the following services to qualified corporate clients:

1. OTC Crypto-Asset Trading: Over-the-counter trading services for cryptocurrency transactions with minimum transaction size of CHF/USD/EUR 25,000 equivalent

2. Custody Services: Secure custody solutions for digital assets (subject to separate custody agreement and terms)

3. White-Label Software Solutions: Provision of cryptocurrency trading and management software platforms to qualified corporate clients and financial institutions

All services are subject to:

Successful completion of KYC/AML onboarding
Execution of appropriate service agreements
Compliance with our internal policies and procedures
Acceptance by BlockRiver AG at our sole discretion

Service Changes and Discontinuation:

BlockRiver AG reserves the right to:

Modify, suspend, or discontinue any service at any time without prior notice
Change minimum transaction sizes or other service parameters
Refuse service to any client at our sole discretion
Terminate existing client relationships with reasonable notice (except in cases of breach or regulatory requirement)

Current or prospective clients should not rely on the continued availability of any service.

Conflicts of Interest

Principal Capacity: When BlockRiver AG acts as principal in OTC transactions (buying or selling crypto-assets for our own account), we have an economic interest in the transaction that may conflict with your interests. Specifically:

We profit from the spread between our buy and sell prices
We may hold positions in the same crypto-assets we trade with you
Our market views may differ from yours
We may trade for our own account while also executing client transactions

No Best Execution Obligation: When acting as principal, we are not obligated to obtain the best possible price for you. You are responsible for determining whether our quoted prices are acceptable.

No Fiduciary Duty: We do not act as your fiduciary or adviser. We act solely as a transaction counterparty.

Market Making: We may act as a market maker and hold inventory in crypto-assets, which may create conflicts between our trading activity and client transactions.

White-Label Clients: When we provide white-label software to clients who compete with our OTC business, we maintain appropriate information barriers and do not use client data for our proprietary trading.

Mitigation: We maintain policies and procedures to identify and manage conflicts of interest, including:

Segregation of functions
Information barriers between business lines
Fair allocation of trading opportunities
Disclosure of material conflicts

If you have questions about potential conflicts, please contact: compliance@blockriver.com

Risk Warnings

Trading and holding crypto-assets involves substantial risk and may result in total loss of capital.

Corporate clients engaging with BlockRiver AG's services are expected to:

Understand the risks associated with crypto-asset trading and custody
Have appropriate risk management frameworks and controls
Be able to bear the financial risks of crypto-asset exposure
Have obtained any necessary internal approvals and authorizations

Key Risks Include:

Market Risk: Crypto-assets are highly volatile and can experience extreme price fluctuations. The value of crypto-assets may decline rapidly and substantially.

Liquidity Risk: Crypto-asset markets may experience periods of low liquidity. It may not be possible to execute transactions at desired prices or at all.

Operational Risk: Crypto-assets are dependent on technology infrastructure. Technical failures, cyber attacks, or operational disruptions may result in loss of access to assets or inability to execute transactions.

Regulatory Risk: The regulatory treatment of crypto-assets is evolving and uncertain. Regulatory changes may adversely affect the value, usability, or legal status of crypto-assets.

Counterparty Risk: Transactions involve reliance on counterparties who may fail to meet their obligations.

Custody Risk: Digital assets held in custody may be subject to theft, loss, or misappropriation despite security measures.

Irreversibility: Blockchain transactions are typically irreversible. Errors in transaction details cannot be corrected.

Tax Risk: The tax treatment of crypto-assets is complex and varies by jurisdiction. Clients are responsible for their own tax compliance.

No Guarantee: Past performance is not indicative of future results. No guarantee is provided regarding the performance of crypto-assets or services.

No Deposit Protection or Investor Compensation

Crypto-assets held with or traded through BlockRiver AG are NOT:

Covered by any deposit guarantee scheme (such as Swiss deposit insurance)
Protected by any investor compensation scheme
Subject to any statutory protection mechanism for client assets

In the event of insolvency or operational failure, clients may lose some or all of their crypto-assets.

No Investment Advice

BlockRiver AG does NOT provide investment advice, portfolio management recommendations, or financial planning services.

All information provided:

Is for informational purposes only
Does not constitute investment, legal, tax, or financial advice
Should not be relied upon as a basis for making investment decisions
Must be independently verified and evaluated by clients

Clients are solely responsible for:

Making their own investment decisions
Conducting their own due diligence
Obtaining appropriate professional advice (legal, tax, financial)
Evaluating the suitability of crypto-assets for their circumstances

Website Information

No Representation or Warranty: Information on this website is provided "as is" without any representation, warranty, or guarantee of any kind, express or implied. BlockRiver AG does not warrant the accuracy, completeness, timeliness, or reliability of any information on this website.

Subject to Change: Information on this website may be changed or updated at any time without notice. Historical information may not reflect current circumstances.

Third-Party Links: This website may contain links to third-party websites. BlockRiver AG is not responsible for the content, accuracy, or practices of third-party websites. Links do not constitute endorsement.

Intellectual Property: All content on this website, including text, graphics, logos, and software, is the property of BlockRiver AG or its licensors and is protected by copyright and other intellectual property laws. Unauthorized use is prohibited.

Privacy and Data Protection

BlockRiver AG processes personal data in accordance with Swiss data protection law and, where applicable, the EU General Data Protection Regulation (GDPR).

For information about how we collect, use, and protect personal data, please see our Privacy Policy.

For data protection inquiries or to exercise your data protection rights, contact: privacy@blockriver.com

Data Retention:

BlockRiver AG retains personal data and transaction records in accordance with:

Swiss AMLA requirements (minimum 10 years after termination of business relationship)
VQF regulations
Tax and accounting requirements
Legal and regulatory obligations

Even after a business relationship ends, we are required by law to retain certain records. For details on data retention, please see our Privacy Policy or contact privacy@blockriver.com.

Compliance and Complaints

Compliance Contact: compliance@blockriver.com

Anti-Money Laundering: BlockRiver AG maintains comprehensive AML/KYC policies and procedures in accordance with Swiss AMLA requirements and VQF regulations. We reserve the right to request additional information or documentation at any time and to refuse or terminate relationships that do not meet our compliance standards.

Sanctions Screening:

BlockRiver AG screens all clients and transactions against:

Swiss SECO sanctions lists
European Union sanctions lists
United Nations sanctions lists
US OFAC sanctions lists (for risk management purposes)
Other relevant sanctions and watchlists

Screening Frequency:

Initial screening: At client onboarding
Ongoing screening: Continuous monitoring against updated lists
Transaction screening: Real-time screening of all transactions
Periodic re-screening: At least annually for all clients

Blocking and Reporting: Any matches or potential matches result in immediate transaction blocking and review. Confirmed matches are reported to Swiss authorities (MROS) as required by law.

Complaints Procedure: Corporate clients with complaints should contact compliance@blockriver.com. We will acknowledge receipt within 5 business days and provide a substantive response within 30 business days.

Governing Law and Jurisdiction

These terms and your use of this website are governed by Swiss law. Any disputes shall be subject to the exclusive jurisdiction of the courts of [location], Switzerland, subject to any mandatory arbitration provisions in applicable service agreements.

Contact Information

BlockRiver AG Asetstrasse 37 6438 Ibach Switzerland

General Inquiries: Contact Us Compliance: compliance@blockriver.com Privacy: privacy@blockriver.com

By using this website or engaging with BlockRiver AG's services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and all applicable terms and policies.